Take a bow if you stayed within your budget over Christmas or even made a budget. If you did, you are one of the very few that knows restraint and planning. Its’ not surprising that the rest of us loosened…
New Year, New beginnings
So I put down the glass of wine and tied up my work boots for a brand new year of madness and mayhem. The festive season has come to a close and we all look down the barrel of 2017…
It’s all about the percentages
Anyone who has ever read a book about paying off debt or saving money will inevitably read about the ten percent rule where you save ten percent of your gross income. It’s not that easy to do, right? So many…
Do you blame others for your debt?
Ever since I started on this road to financial freedom I pay particular attention to the words people use when they are talking about their financial situation. I have heard people explain their situation as an elaborate trap they got…
Money can ruin your life
I recently read a story about the winner of a popular reality television show who on winning received one million dollars. He was interviewed years later and asked if he had any of the million left. He told a story…
Dealing with haters
You probably find it a bit exciting to imagine what it will be like being totally debt free with money in the bank and having not a care in the world knowing you have your nest egg, right? There was…
Watch the hidden advertising tricks
I find it easy these days to get a little annoyed at the hidden tricks that advertisers use that squeeze every dollar they can from the unsuspecting public. It’s not just the trick to make television ads louder to get…
From Keno to Kiev
If you have read some of my stories on this blog you would know that I struggled for a time having been clueless about money and wealth and lived pay to pay in an endless cycle from payday Kiev to…
Setting Goals
Build your financial literacy
With the speed of information these days it can be a little overwhelming to understand the intricacies of your superannuation, pension, mortgage and insurance etc. Most of us prefer to let the experts handle our choices and we assume they…