I was reading just recently about a guy who surveyed multiple millionaires and came up with the finding that most millionaires don’t have a budget. The reason they give is that they understand money and have restraint when it comes…
New Year, New beginnings
So I put down the glass of wine and tied up my work boots for a brand new year of madness and mayhem. The festive season has come to a close and we all look down the barrel of 2017…
It’s all about the percentages
Anyone who has ever read a book about paying off debt or saving money will inevitably read about the ten percent rule where you save ten percent of your gross income. It’s not that easy to do, right? So many…
Planning a cheap quality vacation
If you’re like me you love a good get-away holiday to rest and unwind from the hustle of everyday life. However, sometimes it can be a bit expensive if you don’t plan your holiday correctly. It’s a good incentive to…
Planning meals for the week
Are you the type that is so busy you basically just slap something together for dinner each night to keep the family from starvation door? Here is a simple method to help you cut back on…
Christmas is around the corner
Are you like most people who wait until the Christmas “sales” to start your Christmas shopping. If you are you’re being ripped off. One of the tricky sales techniques that retailers use is what is called price anchoring. They display…
No magic bullet when saving for a deposit
Don’t you wish there was some hidden secret that you didn’t know about that will magically stockpile your money so you can buy that ever elusive home. The sad fact is that it doesn’t exist. I know, I’ve looked everywhere…
Politics can save you money
There are few things that strike the nerve of the average citizen than when the subject of politics is thrown around and the exhaustive arguments break out in a passionate dual between voters around fixing the county’s ailments. Giving no…
How frugal are you?
I have read the stories and websites dedicated to frugal living and quite often cringe at the limits some people are willing to go in order to remove themselves from the rat race of society. Recycled toilet paper, washing laundry…
How do you overcome the urge to spend?
Have you ever made a trip to mall to pick up a few things and realise you just bought something at full price in a store you had no intentions of entering? Most of us shop (including men) because of…