Each week we struggle to stretch our hard earned wages to make ends meet and provide the best possible lifestyle for our families with what we have.
Do you live from pay to pay like most people? If I asked you at the end of your pay cycle what you spent your money on, would you know the answer to any certain degree?
Every day there are television ads, posters and junk mail telling us that there is no time like the present to upgrade your (insert item here).
I have spent many weeks living in the Filipino community around my wife’s home town and it’s certainly life-changing seeing the gaping difference between the ‘must haves’ and ‘wants’.
Speaking with some authority on this subject as a discharged bankrupt from years past, I can say that it wasn’t all that it was cracked up to be. Sure, the instant pressure of debt was lifted from my weary shoulders…
Are you like most people who receive the yearly insurance renewal letter from your insurer and you put it aside to deal with later? That’s the sneaky little trick they use because they are banking on you being too busy…
Have you ever got to the end of the year and looked back wondering where all your money went.