I was reading just recently about a guy who surveyed multiple millionaires and came up with the finding that most millionaires don’t have a budget. The reason they give is that they understand money and have restraint when it comes…
Ho Ho Ho
It’s that time of year again when we embrace the festive season and celebrate our own personal meaning of Christmas and the joy/stress it brings to each of us. For some, it means no school and more gadgets from Santa…
Trading with $500
So you don’t have a spare million to invest, so the question is if it is at all possible to invest with a small amount. Well, you’re in luck because I…
Sales and Marketing Tricks
My wife and I did the usual fortnightly grocery shopping yesterday and I noticed that our grocery store (Woolworths) were changing their stock shelves to other isles. The tissues were now in isle three and the toilet duck was now…
Pay your mortgage off sooner
Pay your mortgage off sooner I thought that most people new the tinny trick to reduce a mortgage by years just by making one simple change to their mortgage payments. The banks won’t tell you this which is why…
Surviving Christmas
Hands up if you overspent at Christmas! It’s so easy to get caught up in the magic or hype of Christmas and the financial blur of it can really take its toll when you regroup after the holidays to discover…
Is the cost of living holding you back?
Each week we struggle to stretch our hard earned wages to make ends meet and provide the best possible lifestyle for our families with what we have.
Where did the money go?
Do you live from pay to pay like most people? If I asked you at the end of your pay cycle what you spent your money on, would you know the answer to any certain degree?
Why do we need to upgrade?
Every day there are television ads, posters and junk mail telling us that there is no time like the present to upgrade your (insert item here).
Lessons from a frugal Filipino
I have spent many weeks living in the Filipino community around my wife’s home town and it’s certainly life-changing seeing the gaping difference between the ‘must haves’ and ‘wants’.