We all know that the share trading market has peaks and troughs and that the difficulty in buying and selling shares is in the strategy or guesswork. Most of us, through our Superannuation, prefer to let the experts decide what…
Debt to Service Ratio
With Australia’s household debt tripling over the past 25 years it’s no wonder there are people like us at Debt Freak.com.au trying our best to help others manage it and take control of their finances. Debt to Income Ratio (DTIR)…
Share Trading Update
I wanted to give an update for those interested in following my share trading journey. I wrote a blog about share trading for beginners back in April and on my Share Trading page I briefly talk about my strategy giving…
Christmas is around the corner
Are you like most people who wait until the Christmas “sales” to start your Christmas shopping. If you are you’re being ripped off. One of the tricky sales techniques that retailers use is what is called price anchoring. They display…
No magic bullet when saving for a deposit
Don’t you wish there was some hidden secret that you didn’t know about that will magically stockpile your money so you can buy that ever elusive home. The sad fact is that it doesn’t exist. I know, I’ve looked everywhere…