Well, hasn’t this year gone quickly? It wasn’t that long ago, it seemed, I was talking about saving for Christmas. And yet, here we are again. Of course, most of you would have read my previous post from last year…

Christmas Capers

Lump sum payment 2019
So the good news is that most Australian will receive a lump sum of money after completing their 2019 tax return thanks to a promise by the current government. The amount for most people will be around the thousand dollar…

Fiancial Year Check-up
Well, it’s coming up to the end of the financial year (Australia). How did you fare? Are you in a better financial position than you were a year ago? What could you have done a bit better? Questions, questions, questions!…

Gambling versus Investment
Wouldn’t it be nice to win that elusive lotto jackpot and never have to worry about money again? We all dream it but unfortunately it remains a dream only to hope that it’s our time next week. I always hear…

So Christmas is over
Take a bow if you stayed within your budget over Christmas or even made a budget. If you did, you are one of the very few that knows restraint and planning. Its’ not surprising that the rest of us loosened…

How’s your self-control?
I was reading just recently about a guy who surveyed multiple millionaires and came up with the finding that most millionaires don’t have a budget. The reason they give is that they understand money and have restraint when it comes…

Ho Ho Ho
It’s that time of year again when we embrace the festive season and celebrate our own personal meaning of Christmas and the joy/stress it brings to each of us. For some, it means no school and more gadgets from Santa…

Trading with $500
So you don’t have a spare million to invest, so the question is if it is at all possible to invest with a small amount. Well, you’re in luck because I…

Sales and Marketing Tricks
My wife and I did the usual fortnightly grocery shopping yesterday and I noticed that our grocery store (Woolworths) were changing their stock shelves to other isles. The tissues were now in isle three and the toilet duck was now…

Pay your mortgage off sooner
Pay your mortgage off sooner I thought that most people new the tinny trick to reduce a mortgage by years just by making one simple change to their mortgage payments. The banks won’t tell you this which is why…